A Global Search for Education: Student Loan Solution Will Come

Most countries, köztük az Egyesült Államok, want to ensure their students are equipped with the 21st century education needed to compete in today’s world. Can U.S. higher education systems remain competitive in terms of equity and positive outcomes among their global competitors?

 

According to OECD Education Indicators in Focus, “Higher Education financing systems that charge a moderate level of tuition feescombined with student financial support systems that offer loans with income-contingent repayments and means-tested grantsmay stand a better chance of promoting access, méltányosság, completion, and positive outcomes for students.

The problems faced in order to achieve this goal or something close to it include surging costs in higher education, an increasing number of students relying on loans to pay for schooling, an increasing number of students burdened with debt (1 a 5 American households are burdened with student debt), and tightly constrained education budgets. Another question being raised by families is, “Will the enormous investment in time and money students being asked to make in higher education pay off?” The graduate unemployment rate in the U.S. now stands at a shocking 14 százalék, and according to a recent report by The Wall Street Journal voltak 284,000 graduates with a bachelor’s degree or higher working minimum wage jobs last year (up 70 percent from a decade ago). A recent McKinsey and Chegg report indicated that nearly half of college graduates polled regretted their decisions related to higher education. Difficult facts for anyone to swallowsomewhat tolerable when family can afford your education and support your ongoing living expenses indefinitelygrossly unfair to the majority of American families who can’t.

How does the cost of higher education in the United States compare to other countries? According to Global Higher Education Rankings (GHER) 2010, education costs in most countries range between 5 és 20 percent of median income. Norway’s higher education system is the least expensive, with educational costs at just over 2.2 percent of median income level. Dánia, Svédország, Németország, France and Finland are all under 6 százalék. Kanada, Új-Zéland, Hollandiában, England and Wales, and Latvia are all under 25 százalék. By comparison, the United States is one of the most expensive markets, with education costs over 51 percent of median income. What about living costs? Surprisingly, the United States again is one of the most expensive markets in the survey, ranking third after Japan and Australia. [Data for the United States figures in the GHER research is based partly on data from the College Board’s annual Trends in College Pricing (for room and board) and partly from the International Comparative Higher Education Finance and Accessibility Project (for everything else).]

There are efforts underway to reduce higher education costs and improve graduation rates, but I believe the impact will be limited. Let’s not forget, we are starting at a very high level of education costs, azaz. 51 percent of median income. We need a game changer or a disruptive innovation that could make a significant difference in affordability and accessibility for students. I believe that will ultimately be an online higher education model. There are challenges to overcome. Online education is still at the beginning of the quality curve with a way to go, but it will get there. We also know that the real power of technology lies in its ability to meet each individual’s unique learning requirements. That alone is making new converts in the world of education every day. It does not have to be bricks versus clicks. Blended learning models continue to expand and improve at every level of education. We can significantly lower student costs with a blended system and we can serve a much larger population of students.

I believe this is the kind of solution that will allow us to remain competitive globally. Végtére, once upon a time we went to bookstores. Now we go to the internet. Or we customize a blend of the two that works for each of us individually.

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A globális keresési Oktatási, velem és világszerte elismert szellemi vezetők többek között Sir Michael Barber (UK), DR. Michael blokk (Az US), DR. Leon Botstein (Az US), Professzor Clay Christensen (Az US), DR. Linda Darling-Hammond (Az US), DR. Madhav Chavan (India), Professzor Michael Fullan (Kanada), Professzor Howard Gardner (Az US), Professzor Andy Hargreaves (Az US), Professzor Yvonne Hellman (Hollandiában), Professzor Kristin Helstad (Norvégia), Jean Hendrickson (Az US), Professzor Rose Hipkins (Új-Zéland), Professzor Cornelia Hoogland (Kanada), Tisztelt Jeff Johnson (Kanada), Mrs. Chantal Kaufmann (Belgium), DR. Eija Kauppinen (Finnország), Államtitkár Tapio Kosunen (Finnország), Professzor Dominique Lafontaine (Belgium), Professor Hugh Lauder (UK), Professor Ben Levin (Kanada), Lord Ken Macdonald (UK), Professzor Barry McGaw (Ausztrália), Shiv Nadar (India), Professzor R. Natarajan (India), DR. PAK NG (Szingapúr), DR. Denise Pope (US), Sridhar Rajagopalan (India), DR. Diane Ravitch (Az US), Richard Wilson Riley (Az US), Sir Ken Robinson (UK), Professzor Pasi Sahlberg (Finnország), Andreas Schleicher (PISA, OECD), DR. Anthony Seldon (UK), DR. David Shaffer (Az US), DR. Kirsten Magával ragadó Are (Norvégia), Chancellor Stephen Spahn (Az US), Yves Theze (Lycee Francais-beli), Professor Charles Ungerleider (Kanada), Professzor Tony Wagner (Az US), Sir David Watson (UK), Professzor Dylan Wiliam (UK), DR. Mark Wormald (UK), Professzor Theo Wubbels (Hollandiában), Professzor Michael Young (UK), és professzor Minxuan Zhang (Kína) mivel azok feltárása a nagy kép oktatási kérdés, hogy minden nemzet ma szembesül. A Global Search Oktatási közösségi oldal

C. M. Rubin a szerző két legolvasottabb internetes sorozat, amely megkapta a 2011 Upton Sinclair díjat, “A Global Search for Education” és “Hogyan fogjuk olvasása?” Ő a szerzője a három bestseller könyv, beleértve a The Real Alice Csodaországban.

Kövesse C. M. Rubin on Twitter: www.twitter.com/@cmrubinworld

Szerző: C. M. Rubin

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