Il Global Ricerca per l'Educazione: Student Loan Solution Will Come

Most countries, compresi gli Stati Uniti, want to ensure their students are equipped with the 21st century education needed to compete in today’s world. Can U.S. higher education systems remain competitive in terms of equity and positive outcomes among their global competitors?

 

According to OECD Education Indicators in Focus, “Higher Education financing systems that charge a moderate level of tuition feescombined with student financial support systems that offer loans with income-contingent repayments and means-tested grantsmay stand a better chance of promoting access, equità, completion, and positive outcomes for students.

The problems faced in order to achieve this goal or something close to it include surging costs in higher education, an increasing number of students relying on loans to pay for schooling, an increasing number of students burdened with debt (1 in 5 American households are burdened with student debt), and tightly constrained education budgets. Another question being raised by families is, “Will the enormous investment in time and money students being asked to make in higher education pay off?” The graduate unemployment rate in the U.S. now stands at a shocking 14 per cento, and according to a recent report by The Wall Street Journal c'erano 284,000 graduates with a bachelor’s degree or higher working minimum wage jobs last year (su 70 percent from a decade ago). A recent McKinsey and Chegg report indicated that nearly half of college graduates polled regretted their decisions related to higher education. Difficult facts for anyone to swallowsomewhat tolerable when family can afford your education and support your ongoing living expenses indefinitelygrossly unfair to the majority of American families who can’t.

How does the cost of higher education in the United States compare to other countries? According to Global Higher Education Rankings (GHER) 2010, education costs in most countries range between 5 e 20 percent of median income. Norway’s higher education system is the least expensive, with educational costs at just over 2.2 percent of median income level. Danimarca, Svezia, Germania, France and Finland are all under 6 per cento. Canada, Nuova Zelanda, Paesi Bassi, England and Wales, and Latvia are all under 25 per cento. By comparison, the United States is one of the most expensive markets, with education costs over 51 percent of median income. What about living costs? Surprisingly, the United States again is one of the most expensive markets in the survey, ranking third after Japan and Australia. [Data for the United States figures in the GHER research is based partly on data from the College Board’s annual Trends in College Pricing (for room and board) and partly from the International Comparative Higher Education Finance and Accessibility Project (for everything else).]

There are efforts underway to reduce higher education costs and improve graduation rates, but I believe the impact will be limited. Let’s not forget, we are starting at a very high level of education costs, i.e. 51 percent of median income. We need a game changer or a disruptive innovation that could make a significant difference in affordability and accessibility for students. I believe that will ultimately be an online higher education model. There are challenges to overcome. Online education is still at the beginning of the quality curve with a way to go, but it will get there. We also know that the real power of technology lies in its ability to meet each individual’s unique learning requirements. That alone is making new converts in the world of education every day. It does not have to be bricks versus clicks. Blended learning models continue to expand and improve at every level of education. We can significantly lower student costs with a blended system and we can serve a much larger population of students.

I believe this is the kind of solution that will allow us to remain competitive globally. Dopotutto, once upon a time we went to bookstores. Now we go to the internet. Or we customize a blend of the two that works for each of us individually.

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Nel Global Search per l'Educazione, unirsi a me e leader di pensiero di fama mondiale tra cui Sir Michael Barber (Regno Unito), Dr. Michael Block (Stati Uniti), Dr. Leon Botstein (Stati Uniti), Il professor Argilla Christensen (Stati Uniti), Dr. Linda di Darling-Hammond (Stati Uniti), Dr. Madhav Chavan (India), Il professor Michael Fullan (Canada), Il professor Howard Gardner (Stati Uniti), Il professor Andy Hargreaves (Stati Uniti), Il professor Yvonne Hellman (Paesi Bassi), Il professor Kristin Helstad (Norvegia), Jean Hendrickson (Stati Uniti), Il professor Rose Hipkins (Nuova Zelanda), Il professor Cornelia Hoogland (Canada), Onorevole Jeff Johnson (Canada), Sig.ra. Chantal Kaufmann (Belgio), Dr. Eija Kauppinen (Finlandia), Segretario di Stato Tapio Kosunen (Finlandia), Il professor Dominique Lafontaine (Belgio), Il professor Hugh Lauder (Regno Unito), Il professor Ben Levin (Canada), Signore Ken Macdonald (Regno Unito), Il professor Barry McGaw (Australia), Shiv Nadar (India), Il professor R. Natarajan (India), Dr. PAK NG (Singapore), Dr. Denise Papa (Stati Uniti), Sridhar Rajagopalan (India), Dr. Diane Ravitch (Stati Uniti), Richard Wilson Riley (Stati Uniti), Sir Ken Robinson (Regno Unito), Professor Pasi Sahlberg (Finlandia), Andreas Schleicher (PISA, OCSE), Dr. Anthony Seldon (Regno Unito), Dr. David Shaffer (Stati Uniti), Dr. Kirsten Immersive Are (Norvegia), Cancelliere Stephen Spahn (Stati Uniti), Yves Theze (French Lycee Stati Uniti), Il professor Charles Ungerleider (Canada), Il professor Tony Wagner (Stati Uniti), Sir David Watson (Regno Unito), Professor Dylan Wiliam (Regno Unito), Dr. Mark Wormald (Regno Unito), Il professor Theo Wubbels (Paesi Bassi), Il professor Michael Young (Regno Unito), e il professor Zhang Minxuan (Porcellana) mentre esplorano le grandi questioni educative immagine che tutte le nazioni devono affrontare oggi. Il Global Ricerca per l'Educazione della Comunità Pagina

C. M. Rubin è l'autore di due ampiamente lettura serie on-line per il quale ha ricevuto una 2011 Premio Upton Sinclair, “Il Global Ricerca per l'Educazione” e “Come faremo a Leggere?” Lei è anche l'autore di tre libri bestseller, tra cui The Real Alice in Wonderland.

Segui C. M. Rubin su Twitter: www.twitter.com/@cmrubinworld

Autore: C. M. Rubin

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